Comments for Best Roth Ira Online

Comment on Define Roth IRA by Ebraheem

Ebraheem — Fri, 27 Aug 2010 07:14:08 +0000

Here’s the best way to open a Roth IRA

Fidelity Investments offers a no-fee IRA. There’s a $2,500 minimum initial deposit, but this is waived if you commit to $200/month automatic contributions. They offer 4,500 mutual funds, about a quarter of which have no transaction fee. In short, you can open a no-cost IRA at Fidelity with a $200 starting investment if you invest in mutual funds and you agree to contribute $200/month. Apply for a Roth IRA with Fidelity.

It’s also possible to open a no-cost Roth IRA at The Vanguard Group. To do this, you must elect to receive electronic statements and start with $1000 in the company’s STAR fund. (The STAR fund is an mutual fund of mutual funds, a safe choice for beginners.) Additional contributions require a minimum of $100 unless you use their Automatic Investment Plan, in which case the minimum is $50. There are no fees to purchase the STAR fund. Start a Roth IRA at Vanguard.

T. Rowe Price charges $10/year for Roth IRA accounts until you have a balance above $5,000, after which there is no fee. You need $1,000 to open your IRA, but this minimum goes away if you sign up to contribute at least $50/month with the Automatic Asset Builder. There are no sales fees or commissions to invest this money in T. Rowe Price mutual funds. Open an IRA at T. Rowe Price.

Comment on How To Setup A Gold Roth IRA by Ryan

Ryan — Tue, 13 Apr 2010 22:15:38 +0000

Some excellent points in this article. I set up my precious metals IRA with a firm that specializes in self directed accounts.

Comment on Self Directed Roth IRA by Best Roth Ira Online » What Is A Checkbook IRA, And How Do I Capitalize On It?

Sun, 04 Apr 2010 15:16:56 +0000

[...] also allowing you to use it in other forms of investments. Converting a traditional IRA into a self directed roth IRA will relinquish your custodial company of all of their duties as a manager. This is good for you, [...]

Comment on Open Roth IRA by Cheri

Cheri — Thu, 03 Dec 2009 17:49:25 +0000

Sounds good. I’ll prod him in that direction. Thank you for your help!

Comment on Open Roth IRA by Darin

Darin — Thu, 03 Dec 2009 00:15:08 +0000

Cheri,

I think in regards to your boyfriend the sooner the better. Unless he does not qualify for a Roth IRA due to his MAGI now and would in the future, there really isn’t any reason to wait. Hope that helps!

Comment on Open Roth IRA by Cheri

Cheri — Wed, 02 Dec 2009 19:29:56 +0000

I am 26 and have had a Roth IRA since I graduated college at age 22 (and maxed it out each year so far). My boyfriend is 2 years younger than me and does not have an IRA of any kind right now. We are thinking about getting married within the next year. I’m wondering if it makes sense for him to open his own Roth IRA, and if so, should he be doing that before we get married, after, or does it not matter? Neither of us have school loans or car loans or credit card debt. He owns his home and pays a monthly mortgage, but I only rent an apartment in a different city. Any advice for us?

Comment on What is A Roth IRA by Dentist Mission Viejo

Dentist Mission Viejo — Mon, 28 Sep 2009 20:56:59 +0000

Thanks for the info. I am looking at setting up a Roth IRA through Charles Schwab. I am a dental assistant and want to have a good retirement. Thanks for your advice.

Comment on Hello world! by Mr WordPress

Mr WordPress — Mon, 03 Aug 2009 18:38:02 +0000

Hi, this is a comment.
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